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  • Savings Accounts

    • Savings Accounts

    • Personal Savings

      • Personal Savings

      • Personal 6 Month Bond Account (Issue 4): 4.51% AER

      • Personal Easy Access Account (Issue 1): 3.78% AER

      • Easy Access Account Limited Edition 2: 4.32% AER

      • Personal 3 Year Bond Account (Issue 16): 4.33% AER

      • Personal 18 Month Bond Account (Issue 18): 4.45% AER

      • Personal 2 Year Bond Account (Issue 28): 4.40% AER

      • Personal 4 Year Bond Account (Issue 12): 4.32% AER

      • Personal 5 Year Bond Account (Issue 12): 4.31% AER

    • Farm Business Savings

      • Farm Business Savings

      • Farm Business 3 Month Bond Account (Issue 2): 4.54%

      • Farm Business 6 Month Bond Account (Issue 3): 4.51%

      • Farm Business 95 Day Notice (Issue 13): 4.36% AER

      • Farm Business Easy Access Account (Issue 1): 3.66% AER

      • Farm Easy Access Tracker Ltd Edition 1: 4.13% AER

      • Farm Business 1 Year Bond Account (Issue 16): 4.42% AER

    • Business Savings

      • Business Savings

      • Business Easy Access (Issue 1): 2.76% AER

      • Business Easy Tracker Ltd Edition 1: 4.12% AER

  • Lending

    • Lending

    • Oxbury Farm Credit

    • Oxbury Farm Loans

    • Oxbury Flexi Credit

    • Oxbury Transition Facility

    • Oxbury New Gen

  • Corporate

  • About Oxbury

    • About Us

    • Contact Us

    • Responsible Impact

  • Blog

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Oxbury Lending

Our funding supports the rural economy - we only lend to farmers and the agricultural sector

Find out more to see how we can help support your farm business!

Oxbury Farm Credit

A unique way to finance your inputs and control your cashflow

Find out more
Oxbury Farm Loans

An Oxbury Farm Loan can help you grow your farm business

Find out more
Oxbury Flexi Credit

An account offering an additional line of credit for farm businesses

Find out more
Oxbury New Gen

Funding a new generation entering the farming industry

Find out more

About Oxbury

Oxbury Bank was founded to provide the food and farming industries the funding and support that they need. We are extremely positive about the future of agriculture and the opportunities available for the sector.

We are actively seeking to help farmers take advantage of these opportunities by funding improvements in efficiency and productivity, reducing carbon footprints, producing energy, growing high quality crops and livestock for home production and export, diversification and much more. 

For most banks, farming is only a small part of their business. At Oxbury, it is what we do.

Find out more about our lending products

Oxbury Farm Credit

Oxbury Farm Credit is an additional line of credit to purchase inputs like seed, feed, fertiliser and fuel, together with general stock, from Oxbury approved suppliers.

  • Grow your business quickly with hassle-free applications and speedy approvals
  • Reduce the admin burden with technology that’s integrated with Oxbury approved suppliers
  • Save time with automated, secure invoicing

Our exclusive input finance facility means you can buy inputs from Oxbury approved suppliers when you need them and pay for them when it suits your cash flow. As well as offering competitive interest rates and complete invoice control, we will underwrite you for credit to fund the purchases you make with our approved suppliers.

Subject to status. Terms and conditions apply. 

Find out more

Oxbury Farm Loans

An Oxbury Farm Loan can support your longer-term financial requirements for a range of farm business needs.

  • Quick decisions made by experienced agricultural experts
  • Loans and repayments that match the seasonality of your business
  • Competitive variable or fixed interest rates, including interest only

Oxbury Farm Loans are for a range of farm needs specialising in: Carbon Reduction and Renewable Energy, Farm Infrastructure Improvements, Land Purchase, Existing Loan Consolidation, Rural Diversification Projects, and Succession Planning.

Subject to status. Terms and conditions apply. 

Find out more

Oxbury Flexi Credit

Oxbury Flexi Credit is a revolving credit facility providing additional funds for working capital and other farm business expenditure.

  • Quick-release funds for growing your farming business
  • Flexible repayment options over an extended period
  • Access your account when and wherever you want to with 24-hour access

An Oxbury Flexi Credit account allows you to transfer funds into your linked business bank account as and when required. Your Linked Account is your existing business current account which is linked during the application stage. You only pay interest on the money you have drawn down.

Subject to status. Terms and conditions apply. 

Find out more

Oxbury New Gen

Oxbury is supporting a new generation of farmers! One of the major barriers for young people entering the industry is access to finance. 

  • Funding - subject to affordability being evident in your business plan, Oxbury may provide up to 100% of the funding required
  • Business and financial advice - successful applicants will benefit from business and financial advice (depending on the business requirement)
  • A chance for success! 

Oxbury New Gen will fund your venture and provide you with help and guidance from agricultural sector experts (depending on business requirement) to ensure you get the best chance for success.

Subject to status. Terms and conditions apply. 

Find out more

Oxbury Farm Credit

Oxbury Farm Credit is an additional line of credit to purchase inputs like seed, feed, fertiliser and fuel, together with general stock, from Oxbury approved suppliers.

  • Grow your business quickly with hassle-free applications and speedy approvals
  • Reduce the admin burden with technology that’s integrated with Oxbury approved suppliers
  • Save time with automated, secure invoicing

Our exclusive input finance facility means you can buy inputs from Oxbury approved suppliers when you need them and pay for them when it suits your cash flow. As well as offering competitive interest rates and complete invoice control, we will underwrite you for credit to fund the purchases you make with our approved suppliers.

Subject to status. Terms and conditions apply. 

Find out more

Oxbury Farm Loans

An Oxbury Farm Loan can support your longer-term financial requirements for a range of farm business needs.

  • Quick decisions made by experienced agricultural experts
  • Loans and repayments that match the seasonality of your business
  • Competitive variable or fixed interest rates, including interest only

Oxbury Farm Loans are for a range of farm needs specialising in: Carbon Reduction and Renewable Energy, Farm Infrastructure Improvements, Land Purchase, Existing Loan Consolidation, Rural Diversification Projects, and Succession Planning.

Subject to status. Terms and conditions apply. 

Find out more

Oxbury Flexi Credit

Oxbury Flexi Credit is a revolving credit facility providing additional funds for working capital and other farm business expenditure.

  • Quick-release funds for growing your farming business
  • Flexible repayment options over an extended period
  • Access your account when and wherever you want to with 24-hour access

An Oxbury Flexi Credit account allows you to transfer funds into your linked business bank account as and when required. Your Linked Account is your existing business current account which is linked during the application stage. You only pay interest on the money you have drawn down.

Subject to status. Terms and conditions apply. 

Find out more

Oxbury New Gen

Oxbury is supporting a new generation of farmers! One of the major barriers for young people entering the industry is access to finance. 

  • Funding - subject to affordability being evident in your business plan, Oxbury may provide up to 100% of the funding required
  • Business and financial advice - successful applicants will benefit from business and financial advice (depending on the business requirement)
  • A chance for success! 

Oxbury New Gen will fund your venture and provide you with help and guidance from agricultural sector experts (depending on business requirement) to ensure you get the best chance for success.

Subject to status. Terms and conditions apply. 

Find out more

Looking for a savings account? We have exclusive rates just for farmers

Find out more
Oxbury

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Our opening hours are 9:00am-5:30pm Monday to Friday, except bank holidays.

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Oxbury Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority with Financial Services Register number 834822. Registered in England and Wales (Registered Number 11383418). Registered Office: One City Place, Queens Road, Chester, CH1 3BQ. VAT Registration Number GB 411 9831 06.
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