How an Oxbury Farm Loan can support your farm business
An Oxbury Farm Loan can help meet your farm’s long-term financial needs, no matter what you're working on. We offer terms ranging from 6 months to 25 years with competitive rates, including interest-only options. Our loan structure is designed to align with the seasonality and needs of your business, making it flexible for UK agricultural businesses. Whether you’re expanding, buying land or property, or adjusting your finances, an Oxbury Farm Loan provides the funds you need. It can be used just like an agricultural mortgage, with options that work for you. This flexibility helps support steady growth and long-term success for your farm.
What are some of the features and benefits of an Oxbury Farm Loan?
Grow your farming business for a sustainable, productive future with funds that you can pay back over an extended period of time.
Oxbury Farm Loans are tailored for a range of farm needs specialising in: Carbon Reduction and Renewable Energy, Farm Infrastructure Improvements, purchasing land such as farmland, Existing Loan Consolidation, Rural Diversification Projects, and Succession planning.
What is the application process?
1. Fill in the form
Complete the form below and one of the team will call you back within one working day. We look forward to hearing from you
2. Introductory telephone call
We will contact you to begin the application process and talk through your needs
3. Credit application
We then start our onboarding process; where we may request some additional supporting information
4. Documentation
Once the facility has been approved you will receive the Oxbury Farm Loan facility agreement and a Direct Debit Mandate
Get in touch
More information
During the application process we will take details of the farm and the farm business including particulars of the owners or directors. In addition, we may ask for your farm accounts, latest management information and recent business bank account statements to assess the financial health of your business and your ability to afford the repayments.
We may also ask for a business plan to support our assessment of affordability of the loan. Our team of dedicated, experienced agricultural relationship managers will be pleased to discuss your proposal with you and clarify what information you may need to provide to support your loan application.
Oxbury provide loan repayment options that match the seasonality and distinct needs of your business on a capital repayment and interest only basis for repayment terms ranging from 6 months to 25 years. In the context of interest only, this may be for a short period before any capital repayments commence, for example for arable land purchased before income is received from the sale of grain.
How we have helped our customers
A day on the farm with Oxbury customers, Stephen, Tom and Dan Mitchell of Fields Farm.
