What is the Oxbury Transition Facility?
The Oxbury Transition Facility is the first of its kind for UK farming businesses. It provides flexible funding to help farmers manage cash flow and capital needs as they transition to lower-carbon, more resilient farming systems.
With growing pressure from climate change, government policies, and supply chain demands, Oxbury recognises the need for financial support to help farmers adopt sustainable practices. This facility financially incentivises and rewards those who are transitioning—or planning to transition—to farming methods that reduce carbon emissions and improve soil health.
Beyond access to finance, the Oxbury Transition Facility helps farmers measure and demonstrate the impact of their changes. It includes:
- Carbon Footprints: Conducted at the outset and throughout the transition to track emissions reductions
- Earth Observation: In partnership with Downforce Technologies, Oxbury uses advanced satellite data and analytics to calculate and monitor improvements in soil organic carbon (SOC) levels
- Data Sharing: Evidence of sustainable improvements can be shared with supply chain partners and government bodies to demonstrate positive environmental outcomes
Oxbury offers flexible financing options based on the stage of your transition:
- Exploring & Planning: A facility of up to two years for those in the early stages of change
- Implementing & Advancing: A facility of up to six years for those actively transitioning and expanding their plans
What are the benefits of an Oxbury Transition Facility?
What is the application process?
1. Fill in the form
Complete the form below and one of the team will call you back within one working day. We look forward to hearing from you
2. Credit application
We then start our onboarding process where we will request some additional supporting information
3. Documentation
Once the facility has been approved you will receive: the Oxbury Transition Facility agreement and a Direct Debit Mandate
Get in touch
Which environmental grants apply?
The following Sustainable Farming Incentive (SFI) and Countryside Stewardship Scheme (CSS) options qualify:
AB7 - Whole crop cereals
AB15 - Two year sown legume fallow
AGF1 - Maintain very low density in-field agroforestry
AGF2 - Maintain low density in-field agroforestry
AHW10 - Low input harvested cereal crop
CIPM3 - Companion crop on arable and horticultural land
CIPM4 - No use of insecticide on arable crops and permanent crops
CLIG3 - Manage grassland with very low nutrient inputs
CNUM2 - Legumes on improved grassland
CNUM3 - Legume fallow
CSAM2 - Multi-species winter cover crop
CSAM3 - Herbal leys
GS2 - Permanent grassland with very low inputs (outside SDAs)
GS4 - Legume and herb-rich swards
GS5 - Permanent grassland with very low inputs in SDAs
GS7 - Restoration towards species-rich grassland
GS17 - Lenient grazing supplement
OFA1 - Overwinter stubble (organic land)
OFA6 - Undersown cereal crop (organic land)
OFC1 - Organic conversion – improved permanent grassland
OFC2 - Organic conversion – unimproved permanent grassland
OFC3 - Organic conversion – rotational land
OFC4 - Organic conversion – horticultural land
OFC5 - Organic conversion – top fruit
OFM1 - Organic land management – improved permanent grassland
OFM2 - Organic land management – unimproved permanent grassland
OFM3 - Organic land management – enclosed rough grazing
OFM4 - Organic land management – rotational land
OFM5 - Organic land management – horticultural land
OFM6 - Organic land management – top fruit
OP4 - Multi species ley
OP5 - Undersown cereal
OR1 - Organic conversion – improved permanent grassland
OR2 - Organic conversion – unimproved permanent grassland
OR4 - Organic conversion - horticulture
OR5 - Organic conversion - top fruit
OT1 - Organic land management - improved permanent grassland
OT2 - Organic land management - unimproved permanent grassland
OT4 - Organic land management - horticulture
OT5 - Organic land management - top fruit
OT6 - Organic land management - enclosed rough grazing
PRF1 - Variable rate application of nutrients
PRF2 - Camera or remote sensor guided herbicide spraying
PRF3 - Non-mechanical robotic weeding
PRF4 - Mechanical robotic weeding
SOH1 - No-till farming
SOH2 - Multi-species spring-sown cover crop
SOH3 - Multi-species summer-sown cover crop
SOH4 - Winter cover following maize crops
SW5 - Enhanced management of maize crops
SW6 - Winter cover crops
WBD4 - Nil fertiliser supplement (supplement to WBD4 and WBD5)
WBD8 - Manage grassland to reduce nutrient levels in groundwater
WBD9 - Nil fertiliser supplement (supplement to WBD4 and WBD5)
The following Agri-Environment Climate Scheme options qualify:
Species-rich grassland management
Stubbles Followed by Green Manure in an Arable Rotation
Forage Brassica Crops
Organic Farming: Conversion
Organic Farming: Maintenance
The following Growing for the Environment options qualify:
Cover crops
Mixed leys, red clover or lucerne
Protein crops
Unsprayed root or forage crop with ungrazed field margins
Unsprayed spring sown cereals, including those under sown with leys/red clover and/or mixed with protein crops
Under sowing maize
More information about Oxbury Transition Facility
If you are already making changes to your farming operations, you will be required to provide:
- Details of environmental grant agreements like SFI; or
- Agreements with supply chain parties that require specific practices e.g. the planting of cover crops or minimum tillage practices; or
- Independently verified evidence of the use of qualifying agronomic practices.
If you are planning to make changes, but have not yet implemented any changes, you can provide:
- Budgets, maps or application forms for the changes to be made.
We require an electronic map of your farm and a carbon footprint of no more than 24 months old for all applications. If you do not have any of these available, we will provide guidance to support you to obtain the necessary information.
As a fully regulated bank Oxbury will undertake standard bank opening verification checks. This will require you to provide consent for Oxbury to conduct appropriate Credit Reference Agency searches to support your application and to underwrite the facility. All applications are subject to status. Terms and conditions apply.
Please contact us by completing the enquiry form. An Oxbury Relationship Manager will contact you to discuss the product and details in relation to the transition activity with you prior to completing an application.
We do not prescribe specific actions that you must undertake with the facility, but your participation in grant schemes and supply chain arrangements provide evidence of the changes already underway.
In some cases, depending on the size of the facility, we may require security.
Once approved, you can self-serve through our Oxbury Online Banking platform, giving you the ease and flexibility to control when you want to drawdown funds and when you want to repay any utilised credit. If you prefer direct contact we have a customer services team, as well as your assigned Relationship Manager.
