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  • Savings Accounts

    • Savings Accounts

    • Personal Savings

      • Personal Savings

      • Personal 6 Month Bond Account (Issue 4): 4.51% AER

      • Personal Easy Access Account (Issue 1): 3.78% AER

      • Easy Access Account Limited Edition 2: 4.32% AER

      • Personal 3 Year Bond Account (Issue 16): 4.33% AER

      • Personal 18 Month Bond Account (Issue 18): 4.45% AER

      • Personal 2 Year Bond Account (Issue 28): 4.40% AER

      • Personal 4 Year Bond Account (Issue 12): 4.32% AER

      • Personal 5 Year Bond Account (Issue 12): 4.31% AER

    • Farm Business Savings

      • Farm Business Savings

      • Farm Business 3 Month Bond Account (Issue 2): 4.54%

      • Farm Business 6 Month Bond Account (Issue 3): 4.51%

      • Farm Business 95 Day Notice (Issue 13): 4.36% AER

      • Farm Business Easy Access Account (Issue 1): 3.66% AER

      • Farm Easy Access Tracker Ltd Edition 1: 4.13% AER

      • Farm Business 1 Year Bond Account (Issue 16): 4.42% AER

    • Business Savings

      • Business Savings

      • Business Easy Access (Issue 1): 2.76% AER

      • Business Easy Tracker Ltd Edition 1: 4.12% AER

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Oxbury Business Savings

Make money on your business savings with an Oxbury Business Savings Account

If your business has some surplus cash, even for a few months, you can earn competitive interest in an Oxbury account.

View our rates
Protected

Your savings are protected by the Financial Services Compensation Scheme (FSCS) of up to £85,000 per person or per company, per authorised firm

Simple and Secure

24-hour account access via Oxbury Online Banking and on the Oxbury app

Competitive

Maximise the return on your money with competitive interest rates

Our Business Savings Accounts

Easy Access Accounts

Conveniently access your savings on the same working day, subject to 1pm cut-off time.

Business Easy Access (Issue 1)

Min: £1,000 Max: £500,000

2.76%

AER Variable

Benefits of an Oxbury Business Savings Account

Financial Services Protection Scheme (FSCS) Protected
FSCS protection on deposits up to £85,000*
Simple Online Application and Account Management
24-hour account access via online banking and on the Oxbury app
Competitive Interest Rates
Maximise your interest with competitive rates
Oxbury Savings Accounts
Eligible individuals, businesses or farm businesses can open an Oxbury savings account
Award Winning
Savings Champion 2024 Best Notice Account Provider and Best Savings Provider for Existing Customers, Money Facts Awards 2023 Best Internet Account Provider
See accounts

How can an Oxbury Business Savings Account benefit my business?

There are several reasons why you should opt for a business savings account, but the key point to consider is how much interest you can gain by adding any surplus money the business has into a savings account.

Applying for an Oxbury Business Savings Account is quick and simple and very easy to move money to and from your linked business bank account.

We offer various types of Oxbury Business Savings Accounts including: Fixed Rate Bond Accounts, Notice Accounts and Easy Access Accounts.

Frequently asked questions

  • Be a UK registered company, partnership or sole trader and be aged 18 or over
  • All directors, partners and shareholders holding 25% or more of the shares must be UK residents and taxpayers. Our accounts cannot be held in trust or by US Persons (meaning US citizens, residents, green card holders or taxpayers in respect of their worldwide income)
  • Provide the sort code and account number of a UK current account in the business name, which will become your Linked Account (the only account money can be transferred from or sent to) 
  • Have your own Smartphone to set up Oxbury Online Banking which you’ll use to manage and access your Oxbury Business Savings Account

Notice Accounts are an ideal way to grow your savings by earning a competitive rate without having to lock your money away for a set time. Like our Easy Access account, you can add to your savings whenever you like. To withdraw your money, just let us know in advance, giving us the notice period of your account.

Notice accounts are a great way of saving for a future goal where you can top up the amount you save, knowing you can time the withdrawal for when you need it.

A Fixed Rate Bond Account is the perfect way to make the most of your money, whilst giving you the comfort of knowing that the rate you have chosen will not change during the period of your bond.

It is important to be sure you won’t need to access your savings before the end date, you won’t be able to access until the fixed rate ends.

Our Easy Access accounts let you deposit whenever you like and make same day online withdrawals* so if you want flexibility and don’t want to lock your money away, an easy access account could be right for you.

These accounts offer competitive interest rates, which are typically higher than those of your current account, meaning you can watch your savings grow over time whilst enjoying quick and convenient access to your surplus funds.

*Subject to a 1.00pm cut-off time on a Working Day, your funds will be credited by the end of the day

If you already have an account with us and are struggling to access your account please visit our Help & FAQ centre.  If you need to contact us please use our live chat function also located in the Help & FAQ Centre.

When transferring money to Oxbury your Linked Account provider will run a 'Confirmation of Payee' check against these new account details.

Are you an individual, or a farm business looking to open an Oxbury Savings Account?

Farm Business Savings

Our Farm Business Savings Accounts offer exclusive rates for farm businesses.

Find out more

Personal Savings

Our Personal Accounts offer competitive rates.

Find out more

Your savings are protected

*As a UK regulated bank, your savings are protected by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme, up to £85,000 per person or per company, per authorised firm.

 

View key FSCS documents

FSCS leaflet

FSCS leaflet

(PDF - 557kb)
Exclusions & Information Sheet

Exclusions & Information Sheet

(PDF - 536kb)
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Oxbury Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority with Financial Services Register number 834822. Registered in England and Wales (Registered Number 11383418). Registered Office: One City Place, Queens Road, Chester, CH1 3BQ. VAT Registration Number GB 411 9831 06.
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