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  • Savings Accounts

    • Savings Accounts

    • Personal Savings

      • Personal Savings

      • Personal 6 Month Bond Account (Issue 4): 4.51% AER

      • Personal Easy Access Account (Issue 1): 3.78% AER

      • Easy Access Account Limited Edition 2: 4.32% AER

      • Personal 3 Year Bond Account (Issue 16): 4.33% AER

      • Personal 18 Month Bond Account (Issue 18): 4.45% AER

      • Personal 2 Year Bond Account (Issue 28): 4.40% AER

      • Personal 4 Year Bond Account (Issue 12): 4.32% AER

      • Personal 5 Year Bond Account (Issue 12): 4.31% AER

    • Farm Business Savings

      • Farm Business Savings

      • Farm Business 3 Month Bond Account (Issue 2): 4.54%

      • Farm Business 6 Month Bond Account (Issue 3): 4.51%

      • Farm Business 95 Day Notice (Issue 13): 4.36% AER

      • Farm Business Easy Access Account (Issue 1): 3.66% AER

      • Farm Easy Access Tracker Ltd Edition 1: 4.13% AER

      • Farm Business 1 Year Bond Account (Issue 16): 4.42% AER

    • Business Savings

      • Business Savings

      • Business Easy Access (Issue 1): 2.76% AER

      • Business Easy Tracker Ltd Edition 1: 4.12% AER

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Oxbury Personal Savings

Savings with purpose

When you open an Oxbury Savings Account, not only are you getting a great return on your savings, but you are also supporting the food and farming sector as every pound that you save with Oxbury supports the rural economy.

View our rates
Protected

Your savings are protected by the Financial Services Compensation Scheme (FSCS) of up to £85,000 per person or per company, per authorised firm

Simple and Secure

24-hour account access via Oxbury Online Banking and on the Oxbury app

Competitive

Maximise the return on your money with competitive interest rates

Award Winning

Award winning savings accounts

Our Personal Savings Accounts

Easy Access Accounts

Conveniently access your savings on the same working day, subject to 1pm cut-off time.

Personal Easy Access Account (Issue 1)

Min: £1,000 Max: £500,000

3.78%

AER Variable

Easy Access Account Limited Edition 2

Min: £20,000 Max: £500,000

4.32%

AER Variable

Fixed Bond Accounts

Deposit a lump sum and watch your savings grow over a set period of time. Competitive fixed interest rates mean you’ll know exactly what your return will be.

Personal 6 Month Bond Account (Issue 4)

Min: £1,000 Max: £500,000

4.51%

AER Fixed

Personal 18 Month Bond Account (Issue 18)

Min: £1,000 Max: £500,000

4.45%

AER Fixed

Personal 2 Year Bond Account (Issue 28)

Min: £1,000 Max: £500,000

4.40%

AER Fixed

Personal 3 Year Bond Account (Issue 16)

Min: £1,000 Max: £500,000

4.33%

AER Fixed

Personal 4 Year Bond Account (Issue 12)

Min: £1,000 Max: £500,000

4.32%

AER Fixed

Personal 5 Year Bond Account (Issue 12)

Min: £1,000 Max: £500,000

4.31%

AER Fixed

Accounts for Existing Oxbury Customers

Available to view and apply for in Oxbury Online Banking,

Log in here. 

Benefits of an Oxbury Savings Account

Financial Services Protection Scheme (FSCS) Protected
FSCS protection on deposits up to £85,000*
Simple Online Application and Account Management
24-hour account access via online banking and on the Oxbury app
Competitive Interest Rates
Maximise your interest with competitive rates
Oxbury Savings Accounts
Eligible individuals, businesses or farm businesses can open an Oxbury savings account
Award Winning
Savings Champion 2024 Best Notice Account Provider and Best Savings Provider for Existing Customers, Money Facts Awards 2023 Best Internet Account Provider
See accounts

Frequently asked questions

  1.  Select the account you wish to open and begin the application process by clicking ‘Apply Now'
     
  2.  View the Product Summary,  carefully read all the sections within this page before proceeding to click the second ‘Apply Now’ button
     
  3.  Already have an Oxbury Savings account? If so please sign in here. Otherwise click ‘Continue’ and this will take you to the application form to complete and then submit your application.

Notice Accounts are an ideal way to grow your savings by earning a competitive rate without having to lock your money away for a set time. Like our Easy Access account, you can add to your savings whenever you like. To withdraw your money, just let us know in advance, giving us the notice period of your account.

Notice Accounts are a great way of saving for a future goal where you can top up the amount you save, knowing you can time the withdrawal for when you need it.

A Fixed Rate Bond Account is the perfect way to make the most of your money, whilst giving you the comfort of knowing that the rate you have chosen will not change during the period of your bond.

It is important to be sure you won’t need to access your savings before the end date, you won’t be able to access until the fixed rate ends.

Our Easy Access accounts let you deposit whenever you like and make same day online withdrawals* so if you want flexibility and don’t want to lock your money away, an easy access account could be right for you.

These accounts offer competitive interest rates, which are typically higher than those of your current account, meaning you can watch your savings grow over time whilst enjoying quick and convenient access to your surplus funds.

*Subject to a 1.00pm cut-off time on a Working Day, your funds will be credited by the end of the day

If you already have an account with us and are struggling to access your account please visit our Help & FAQ centre.  If you need to contact us please use our live chat function also located in the Help & FAQ Centre.

When transferring money to Oxbury your Linked Account provider will run a 'Confirmation of Payee' check against these new account details.

We also offer a range of business and farm business savings accounts

Business Savings Accounts

Our Business Accounts offer a range of Easy Access. Notice and Bond accounts.

Find out more

Farm Business Savings

Our Farm Business Savings Accounts offer exclusive rates for farm businesses.

Find out more

Your savings are protected

*As a UK regulated bank, your savings are protected by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme, up to £85,000 per person or per company, per authorised firm.

 

View key FSCS documents

FSCS leaflet

FSCS leaflet

(PDF - 557kb)
Exclusions & Information Sheet

Exclusions & Information Sheet

(PDF - 536kb)
Oxbury

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Oxbury Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority with Financial Services Register number 834822. Registered in England and Wales (Registered Number 11383418). Registered Office: One City Place, Queens Road, Chester, CH1 3BQ. VAT Registration Number GB 411 9831 06.
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