What is Oxbury Farm Credit (OFC)?
OFC provides an additional line of credit at a competitive interest rate to purchase farm inputs like seed, feed, fertiliser, and fuel, together with general stock, from Oxbury approved suppliers. There is no need to change your main bank account.
Your inputs invoices are automatically and securely uploaded onto our Oxbury Online Banking platform by your Oxbury approved suppliers giving you complete invoice visibility and control.
Access your account via an online dashboard at any time to query and pay invoices, make repayments on the amount borrowed to suit your farm cashflow, and monitor monthly outgoings all in one place.
What are some of the benefits of an Oxbury Farm Credit account?
Get in touch
If you would like to talk to us about applying for Oxbury Farm Credit, complete this form and we will call you back within 48 hours, alternatively you can apply via your distributor.
More information
Typically, you are eligible to apply for Oxbury Farm Credit if:
- You have a good credit history
- You have successfully traded with an approved supplier for at least three years
- You are a UK farm business structured as a sole-trader, partnership, trust, or limited company
- All applicants are aged 18 or over
- You pass satisfactory credit checks
- Oxbury’s Online Banking dashboard streamlines payments and simplifies record-keeping
- Additional working capital at competitive interest rates and fees - pricing is competitive with bank overdrafts
- You don’t need to replace your existing bank account or overdraft
- More flexible than fixed supplier terms
- Buy inputs as you need and only pay for them when it suits your cashflow
- Efficient credit decision process allowing you to act swiftly when opportunities arise
- Relationship based banking, like it should be! Dedicated Oxbury Relationship Manager who understands your farm business and has the backing to make fast decisions
We are always open to working with new partners.
To find out more, or if you’d like to talk about becoming a distribution partner, please email findoutabout@oxbury.com.
Our approved suppliers
