What is an Oxbury Farm Loan?

An Oxbury Farm Loan can support your longer-term financial requirements for a range of farm business needs. Offering terms ranging from 6 months to 25 years and competitive rates, including interest only and repayment terms that align with seasonality and the needs of your business.

What are some of the features and benefits of an Oxbury Farm Loan?

Grow your farming business for a sustainable, productive future with funds that you can pay back over an extended period of time.

Oxbury Farm Loans are tailored for a range of farm needs specialising in: Carbon Reduction and Renewable Energy, Farm Infrastructure Improvements, Land Purchase, Existing Loan Consolidation, Rural Diversification Projects, and Succession planning.

Terms range from 6 months to 25 years
Apply for a loan between £25,001 and £25 million
Competitive variable or fixed interest rates, including interest only period
Quick decisions
Based on agricultural expertise
Loans and repayments that match the seasonality and the distinct needs of your business
Get in touch

What is the application process?

1. Fill in the form

Complete the form below and one of the team will call you back within one working day. We look forward to hearing from you

2. Introductory telephone call

We will contact you to begin the application process and talk through your needs

3. Credit application

We then start our onboarding process; where we may request some additional supporting information

4. Documentation

Once the facility has been approved you will receive the Oxbury Farm Loan facility agreement and a Direct Debit Mandate

Get in touch

1 Tell us about your farm
2 Tell us about your needs
3 Tell us about you
4 Anything else
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More information

During the application process we will take details of the farm and the farm business including particulars of the owners or directors. In addition, we may ask for your farm accounts, latest management information and recent business bank account statements to assess the financial health of your business and your ability to afford the repayments.

We may also ask for a business plan to support our assessment of affordability of the loan. Our team of dedicated, experienced agricultural relationship managers will be pleased to discuss your proposal with you and clarify what information you may need to provide to support your loan application.

Oxbury provide loan repayment options that match the seasonality and distinct needs of your business on a capital repayment and interest only basis for repayment terms ranging from 6 months to 25 years.  In the context of interest only, this may be for a short period before any capital repayments commence, for example for arable land purchased before income is received from the sale of grain.

How we have helped our customers

A day on the farm with Oxbury customers, Stephen, Tom and Dan Mitchell of Fields Farm.

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