Make your money work for you
Choosing the right account depends on your needs and how long you can afford to lock your money away for. Do you like to know you can access your money as soon as you need it or are you happy to lock away for longer?
Our Savings Accounts
Notice Accounts
Fixed Bond Accounts
Easy Access Accounts
Notice Accounts
Fixed Bond Accounts
Easy Access Accounts
Notice Accounts
Notice Accounts
Fixed Bond Accounts
Easy Access Accounts
Notice Accounts
Fixed Bond Accounts
Easy Access Accounts
Notice Accounts
Your savings will help farmers grow and thrive
Benefits of an Oxbury Savings Account
What do you want from your savings, are you looking for a short-term investment or something long-term?
However, if you are looking to save for a shorter time, then a Notice or Easy Access account is typically the account you would need as this gives you a competitive interest rate but you know you can access your money a lot sooner, and if you require access more frequently, such as daily to your savings then an Easy Access account is right for you.
We offer Easy Access, Notice Accounts and Fixed Rate Bonds
Our Easy Access accounts let you deposit whenever you like and make same day online withdrawals* so if you don’t want to lock your money away, an Easy Access account could be right for you. These accounts offer competitive interest rates so you can still watch your savings grow over time.
*Subject to a 1.00pm cut-off time on a Working Day, your funds will be credited by the end of the day
Notice accounts are an ideal way to grow your savings by earning a competitive rate without having to lock your money away for a set time. Like our Easy Access accounts, you can add to your savings whenever you like. To access your money, you will just need to let us know in advance, depending on the notice period of the account you have.
Notice accounts are a great way of saving for a future goal where you can top up the amount you save, knowing you can time the withdrawal for when you need it.
A fixed rate bond account is the perfect way to make the most of your money. Choose how long you want to lock your money away for and enjoy a fixed interest rate. Unlike Easy Access and Notice accounts, the rate is guaranteed never to change, which gives you certainty of your saving’s rate of return.
It is important to be sure you won’t need to access your savings before the end date as you won’t be able to access until the fixed rate ends.
Frequently asked questions
To open an Oxbury Savings Account you will need to apply from a desktop, laptop or tablet device and have a UK Current Account, which we call your Linked Account, to make payments to and from your Oxbury Savings Account.
You can manage your savings account in Oxbury Online Banking or in our mobile App, which is convenient, flexible and secure. This is available 24 hours a day, 7 days a week.
To log in to Oxbury Online Banking, the Oxbury App on your smartphone will ask you to input a PIN number or authenticate using your fingerprint / face recognition.
The minimum device requirement is for iPhones running iOS 12.4. or above or Android devices running Android 7 (Nougat) or above.
Yes, each Oxbury Savings Account will have a minimum and maximum deposit amount required. These details can be found in the specific account product summary, you can find this before applying for an Oxbury Savings Account.
Unfortunately, we do not accept funds from existing ISAs, deposits can only be transferred into your Oxbury Savings Account from your Linked Account or moved from another Oxbury Savings Account which is in your name. Your Linked Account needs to be a UK current account and it is the account which you set up during the application process.
We use a range of electronic searches and credit reference and fraud prevention agencies to verify identities, check addresses and validate bank accounts. For business accounts, there may be a separate credit search conducted.
If we are unable to fully verify your details, we will contact you to explain what we need from yourself to enable us to open your account.
It is not possible to close accounts before the bond maturity date or minimum required notice period ends. However, we understand you may encounter unexpected and exceptional circumstances in which case you will need to contact us via email or by using our live chat function which can be found on our 'Help & FAQs' page for us to consider each case individually.
When transferring money to Oxbury your Linked Account provider will run a 'Confirmation of Payee' check against these new account details.
Your savings are protected
As a UK regulated bank, your savings are protected by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme, up to £85,000 per person or per company, per authorised firm.